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corona-extra-newsletter · 5 years ago

Text

3/15/20 corona extra: cracking open cold covid facts

Announcements & Thank Yous

“About This Newsletter” has been moved to the bottom so it’s easier to skip if you’ve seen the other ones.

Some institutions do not update on Sundays. I have included the date of everything that is in question. That is also why this update is early :)

Thank you to @hysterical-random-things for letting me know about the first death in NYC and where to find that news, to @nanook2000 for information and links about KY’s response, and to @akashicsage for all of the good deets on San Diego county. If you have reliable information from a good source that I don’t seem to have, please shoot me a message/ask/pigeon!

Places now included in the newsletter are: Utah, Oregon, Washington, the Netherlands, Minnesota, Kentucky, Georgia, Nebraska, the UK, and possibly some others I missed here but included in the newsletter. Please send an ask or a message if you would like a place included!

A word on mortality rates: they look very high in some places in the US right now because testing is limited to the sickest patients. People who have mild illness and are well enough to go or stay home may not have been tested until very recently when several states started mass testing/drive through testing. Testing is still limited in a lot of states, so this will be a rolling increase situation, I anticipate.

A word on case numbers: due to the aforementioned expansion of testing capacity in the US (thank fuck), case numbers are gonna grow in a really, really scary-looking way this week. This is not actually as scary as it seems, because it means we are catching more of the cases that would have gone unnoticed and have better information to help more people.

Just The Numbers

Case numbers

Total cases: 153,517 (10,982 new)

Total deaths: 5,735 (343 new)

China: 81,048 cases (27 new!!), 3204 deaths (10 new)

This gives us a mortality rate of ~3.95%

Excluding China: 72,469 cases (10,955 new), 2531 deaths (333 new)

143 countries/territories reporting cases, 9 are new today including:

Kazakhstan: 6 cases

Curacao: 2 cases

Namibia: 2 cases

Central African Republic: 1 case

Congo: 1 case

Equatorial Guinea: 1 case

Eswatini: 1 case

Mauritania: 1 case

Mayotte: 1 case

Italy is reporting over 20,000 cases with over 1400 deaths

Iran is reporting over 10,000 cases with over 700 deaths

South Korea, Spain, and Germany are reporting over 5,000 cases

SK reports 75 deaths

Spain reports 289 deaths

Germany reports 11 deaths

International/General News

Many places experiencing a worsening epidemic are following the lead of countries including South Korea and instituting drive-through testing and high-throughput testing. Some tests (like the ones being used in Vietnam) can have a result in as soon as an hour, enabling people to be quickly cleared or quarantined. (This is super cool science! Yay, science!)

Johns Hopkins University is putting on a webinar on Tuesday, 3/17. If you are interested, you can sign up/check it out here: https://www.jhsph.edu/events/2020/covid-19/

South Korea’s epidemic is currently being driven by a fringe religious group, which represents approximately 60% of all cases.

Italy’s health system is overwhelmed, which is likely why their case-fatality rate is so high. Doctors, nurses, respiratory techs, first responders, lab personnel, and everyone else involved in hospitals/health care are working their butts off and doing some frankly heroic shit to help people.

Singapore has instituted strict travel restrictions on visitors/transiting people from European countries, including Italy, France, Spain, and Germany; this is in addition to restrictions on visitors from Iran, China, and South Korea.

Some doctors from Washington state, USA (the ones seeing the most cases) are noticing that myocarditis (viral infection & inflammation of the heart) seems to be what kills patients, not the ARDS (acute respiratory distress syndrome) that requires ventilation. This is obviously in early stages and more research is ongoing.

The World Health Organization is setting up three hospitals with advanced respiratory care capabilities in Erbil, Baghdad, and Basra, Iraq.

Virology Corner

Today’s topic: where did SARS-CoV-2 come from?

SARS-CoV-2 is what’s known as a zoonotic virus. This means that it spread from animals to humans, and then gained the ability (through mutations) to pass from human to human.

We think that SARS-CoV-2 came from bats (Rhinopholus) or pangolins- which doesn’t mean we need to blame bats or pangolins for this, they’re innocent bystanders in the game of cat-and-mouse viruses and animals are constantly playing over evolutionary timescales. Also they’re pretty ding dang cute.

(Not to get much more depressing, but here goes, as humans encroach on more and more land and as climate change progresses, more zoonoses will affect humans. Sorry to be a mega-bummer.)

Question Tuesday

Today’s question comes from @adventurecalls! They ask (paraphrased because the ask got eaten): “If I do get sick, how do I know when it’s ok to go back to doing stuff?”

This is a really good question, and one that’s rapidly being worked out by public health people as we speak (whoa)!

In general, the thought is that once you’re totally recovered you’re not able to spread the virus, but there’s not concrete data on this. The best we have is this recent study in the Lancet (https://www.thelancet.com/journals/lancet/article/PIIS0140-6736(20)30566-3/fulltext) which indicates that people who recover shed virus for 20 days from symptom onset, whereas those who die shed virus continuously until their death, a maximum course of 37 days.

I obviously can’t give individual medical advice, which this is not, but the guidance from the WHO is excellent in general, and I will keep readers posted when there’s more information.

If you have questions, ask them and they’ll appear here in the next issue of corona extra!

Regional News (if you want somewhere added just let me know. Don’t be shy!! I highly recommend you just skip to your area if you don’t wanna be overwhelmed.)

Canada: last updated 9:00 AM EST 3/15/20

Total cases: 249 confirmed (+5), 4 presumed (-1), 1 death (3/9/20, no change)

All current cases had symptoms starting between 1/17/20 and 3/9/20

One of these cases is the PM’s wife (mild case); the couple are in quarantine for 14 days now. This is not expected to affect Canada’s management, but is definitely a reminder that being a political leader does not grant one immunity to COVID-19.

12% of cases have required hospitalization

79% of cases are in travellers, and a further 8% in their close contacts

Affected provinces include (both confirmed and presumptive cases): BC (73, +0), Alberta (39, -2), Saskatchewan (2, +0), Manitoba (4, +0), Ontario (103, +2), Quebec (24, +3), Newfoundland and Labrador (1) New Brunswick (2, +0), and PEI (1).

Newly affected provinces include: Newfoundland and Labrador

4 cases in repatriated travellers

The Netherlands

I do not speak Dutch so please correct me if I’ve fucked something up royally

1135 confirmed cases, 20 deaths

176 new cases, 8 new deaths

Provinces (?) affected include: Drenthe (15), Flevoland (19), Friesland (10), Gelderland (100), Groningen (9), Limburg (129), North Brabant (446), North Holland (90), Overijssel (28), Utrecht (109), South Holland (110), and Zeeland (12).

I think this is all of them based on a quick Wikipedia investigation?

Interestingly they tested a bunch of people who work in a hospital and found a pretty high (4%) rate of asymptomatic infection. This seems like bad news (are these people spreading, etc) but it’s actually pretty good news because it means the mortality rate is lower than we think. I’ll update here as I find out more, which is hampered by my inability to speak Dutch.

New Zealand

8 confirmed cases, 2 probable cases

2 new cases, one of which was diagnosed in Australia

Both patients were on international flights and there is extensive contact tracing underway

2 patients have required hospitalization but both have been discharged

6700 people have completed self-isolation, 3015 people continue to be isolated

These people all deserve a medal, thank you for protecting your communities!

Golden Princess cruise berthed in Akaroa has one confirmed and two potential cases. The ship is quarantined now.

Norway

1077 cases, 166 of which are new

I still don’t speak Norwegian so if I screwed up lemme know

Only 1 confirmed death, possibly one more to be confirmed 3/16 but only official numbers go here

Also possible that it’s been confirmed and I don’t know because I don’t speak Norwegian

287 cases are due to community transmission, 710 acquired outside of Norway, the rest are undetermined

Locations where people became infected include Austria (491), Italy (144), Switzerland (14), UK (12), Spain (9), France (8), USA (7), Iran (5), China (1), Hong Kong (1), other countries with more than 3 cases (80), and other countries with less than 3 cases (20).

Breakdown of cases by area: Agder (55, +3), Innlandet (72, +16), Møre og Romsdal (20, +4), Nordland (8, +0), Oslo (281, +59), Rogaland (127, +9), Troms og Finnmark (20, +4), Trøndelag (50, +4), Vestfold og Telemark (48, +9), Vestland (118, +9), and Viken (278, +47)

Good job Nordland! No new cases today! :D

United Kingdom in general: this is pretty rough because apparently the public health strategy coming from Boris is “herd immunity” aka let everyone get sick and then they’ll all be immune, since the only other way to get herd immunity is a vaccine that��..we don’t have yet. Boris does not understand how to medicine.

Fuck you, Boris.

1372 total cases (+20%), 232 are new today

35 total deaths, 14 new today

England

1099 total cases

Affected NHS regions are as follows: London (407), South East (175), Midlands (94), North East and Yorkshire (91), North West (76), East of England (71), and South West (61).

Deaths are not being reported by the PHS but I will do my best to split these out in the next few editions using news reports etc

Scotland

153 cases total and 1 death

Affected health boards are as follows: Ayrshire and Arran (6), Borders (7), Fife (7), Forth Valley (10), Grampian (12), Greater Glasgow and Clyde (39), Highland (2), Lanarkshire (16), Lothian (28), Shetland (11), and Tayside (15).

I don’t know if this is all of the health boards in Scotland but it sure is the ones that have confirmed covid19.

Wales

94 cases, 34 new

Welsh authorities are now recommending that anyone who develops a persistent cough and/or fever self-isolate, and only call 111 if they are unable to cope with their symptoms at home

Affected areas include: Blaenau Gwent County (3, +2), Bridgend County (1, +0), Caerphilly County (11, +4), Carmarthenshire County (7, +3), City & County of Swansea (18, +4), City of Cardiff (8, +3), Conwy County (1, +0), Flintshire County (1, +0), Isle of Anglesey (1, +0), Monmouthshire County (5, +1), Neath Port Talbot (11, +0), Newport City (5, +3), Pembrokeshire (2, +0), Powys County (5, +0), and Wrexham County (1, +0).

Newly affected areas include: Ceredigion County (1), Rhondda Cynon Taf County (2), Torfaen County (2), and Vale of Glamorgan (1).

Northern Ireland

45 cases, 11 new

This is all the data I have, sorry

This may actually be a thing that makes northern/southern Ireland cooperate, which is a small spark of hope in the raging dumpster fire that is this pandemic (I hyperbolize, but only slightly)

US in general: All this info is from the state & county health departments unless I say otherwise. The national response is a trash fire (but maybe hopefully improving this week??) CDC information is updated weekdays; total US cases are from 3/13 at 4 PM

1629 total cases, 41 deaths (2.5% mortality rate), with 46 states and DC reporting cases.

CDC is now recommending all in person gatherings with more than 50 people be canceled for the next 8 weeks. This sucks for me personally and probably a lot of you all too. Hang in there.

California: updated around 10 AM PST, 3/15/20

The state dept of health is not providing a ton of info right now, so all of this is coming from county health departments, which are doing really excellent work btw. Love local public health departments <3

My official take is that the higher level government orgs in the US are muzzled from above and therefore totally shitting the bed and the county-level public health officials are really stepping up to the plate

Total cases not including the ones at Miramar (discussed below): 363, with 4 total deaths

Affected counties include: Alameda (7), Calaveras (2), Contra Costa (29), Fresno (2), Humboldt (1 - recovered), Imperial (2), Los Angeles (53, +11), Madera (1), Marin (5), Orange (14), Placer (8), Riverside (10), Sacramento (29) San Benito (3 - 2 recovered), San Diego (8), San Francisco (28), San Joaquin (8), San Luis Obispo (1), San Mateo (32), Santa Clara (91), Santa Cruz (7), Shasta (1), Solano (6), Sonoma (4), Stanislaus (2), Tulare (2), Ventura (5), Yolo (2)

San Diego: My numbers are not gonna include the federal quarantine situations at Miramar (for repatriated people and the Diamond Princess passengers) because that’s what makes sense right now regarding community transmission. If this changes I will say so.

Unaffected counties include: Alpine, Amador, Butte, Colusa, Del Norte, El Dorado, Glenn, Inyo, Kern, Kings, Lake, Lassen, Mariposa, Mendocino, Merced, Modoc, Mono, Monterey, Napa, Nevada, Plumas, San Bernardino, Santa Barbara, Sierra, Siskiyou, Sutter, Tehama, Trinity, Tuolumne, Yuba

Counties with confirmed community transmission include: Los Angeles, Marin, Orange, Riverside, San Joaquin, Santa Clara, Sonoma

Newly affected counties include San Luis Obispo (3/14)

Colorado - last updated 3/14 at 3 PM

Colorado Springs Bridge Center is under an advisory for possible exposure

Drive-up testing is available now, in Denver and Lowry and possibly other places

1 death, 3/13/20, in El Paso County, a female in her 80s

Community spread has been confirmed

101 confirmed cases, 1 death

Affected counties include: Adams (6), Arapahoe (10), Denver (20), Douglas (4), Eagle (18), El Paso (3), Gunnison (6), Jefferson (9), Larimer (1), Mesa (1), Pitkin (2), Pueblo (1), Summit (2), Weld (3)

Out of state visitors who have tested positive are tallied separately. They are located in the following counties: Pitkin (9), Eagle (2), Routt (1), Denver (1), unknown (2 - wtf??)

Florida - last updated 145 AM EST 3/15/20

115 (+45) cases and 4 deaths (+0)

Florida has not yet confirmed community transmission but it’s almost certainly happening. I’m no longer separating counties with and without confirmed community transmission because of that.

Also, the numbers by county do not add up to the same total because locations are updated less frequently by FLDPH than the total number of cases.

Affected counties include: Alachua (1, +0), Broward (36, +16), Charlotte (1, +0), Clay (3, +2), Collier (5, +2), Duval (4, +3), Hillsborough (4, +2), Lee (5, +1), Manatee (4, +0), Miami-Dade (13, +5), Nassau (1, +0) Okaloosa (1, +0), Orange (2, +1), Osceola (1), Palm Beach (5, +0), Pasco (2, +1) Pinellas (2, +0), Santa Rosa (1, +0), Sarasota (1, +0) Seminole (1, +0), Volusia (5, +1)

Newly affected counties include: Citrus (1), St. John’s (1)

Port Everglades is under an advisory due to several cases connected to a cruise company based there.

Georgia: last updated 3/15 at 11:43 AM

Y’ALL THEY MADE A HASHTAG. I am NOT making this up. It’s #covid19ga if you want to use that, I guess???

99 cases, 1 death

Affected counties include: Bartow (9), Charlton (1), Cherokee (6), Clayton (2), Clarke (2), Cobb (19), Coweta (2), Dekalb (10), Dougherty (6), Fayette (5), Floyd (4), Fulton (20), Gordon (2), Gwinnett (4), Henry (1), Lowndes (2), Lee (2), Newton (1), and Polk (1).

Illinois: last updated 3/14/20

64 confirmed cases, 16 new, with confirmed community spread

New cases: Chicago (7), Cook not Chicago (4), Kane (1), Lake (1)

195 pending persons under investigation

Affected counties include Cook, Kane, McHenry

Newly affected counties include: Woodford (1), Cumberland (1), St. Clair (2), DuPage (1, first long-term care facility case)

Iowa: last updated 3/14/20

Total cases: 18, 1 new 3/14

Affected counties include: Carroll (1), Dallas (1), Harrison (1), Johnson (14), and Pottawattamie (1)

Community spread confirmed on 3/14/2020

Kansas: last updated 3/14/20

8 confirmed cases

Affected counties include: Johnson (5), Wyandotte (1), Butler (1), Franklin (1)

Kentucky: last updated 3/14 at 6 pm local time

18 confirmed cases

2 new cases, both in Fayette County

One patient in Nelson County tested positive but left the hospital and refused to quarantine himself. Don’t be like this guy. Please. I’m expecting a lot more cases to pop up in Nelson county over the next couple weeks all connected to this one patient.

Apparently there’s now a bunch of cops sitting outside his house to make sure he stays there. Ffs.

Affected counties include: Harrison (6), Fayette (7), Jefferson (3 or 4, possible repeat test), Bourbon (1), Nelson (1), and Montgomery (1)

Governor is recommending hospitals stop elective procedures and childcare centers plan for closure by 3/17/20. Also put in place a bunch of important protections for people who don’t have insurance and stuff. Good job, KY!

First patient has fully recovered! Yay!

Louisiana: last updated 9:30 am 3/15/20

91 cases reported, 14 new

2 deaths, 1 new

Parishes affected: Jefferson (12, +1), Lafourche (1, +0), Orleans (65, +12), St. Charles (2, +0), St. John the Baptist (1, +0), St. Tammany (4, +2), and Terrebonne (2, +1)

New parishes affected: Bossier (1), Caddo (1), St. Bernard (1)

Massachusetts: last updated 4 pm 3/14/20

138 cases (19 lab confirmed, 119 presumptive positives)

1 new lab confirmed case, 14 new presumptive positives

1083 people in quarantine

Affected counties include: Berkshire (9, 0% change), Essex (5, +150%), Middlesex (65, +8%), Norfolk (28, +16%), Suffolk (27, +3%), and Worcester (2, 0% change)

Newly affected counties include: Barnstable (1) and Bristol (1)

5 cases travel related, 104 (+10%) in one community transmission cluster, others unknown

11 hospitalized, 105 not hospitalized, the rest pending (22)

1 new hospitalization

Michigan: last updated 3/14/20 in the evening

33 cases, 8 new, 0 deaths

Affected counties include: Bay (1), Charlevoix (1), Ingham (1), Kent (3), Macomb (2), Monroe (1), Montcalm (1), Oakland (9), St. Clair (1), Wayne (8), and Washtenaw (4)

Likely community transmission

Minnesota: last updated 3/15

35 cases, community transmission confirmed

Affected counties include: Anoka, Carver, Dakota, Hennepin, Olmstead, Ramsey, Renville, Stearns, Waseca, Washington, and Wright

County numbers are not currently being provided by MN dept of health, just ranges. Hennepin and Ramsey counties have 6-20 cases each.

Hopefully they’ll pull an Ohio and help a girl out soon

Drive through testing available in Olivia

Nebraska: last updated 3/15

Community transmission confirmed: many locations in Douglas County are potential places where transmission has occurred; if you live or have traveled to Douglas County (Omaha), please check the Douglas County COVID-19 monitoring site.

There were also two exposures in Knox County on March 5, at basketball games at Lincoln Southwest HS and North Star HS.

17 cases, no deaths

Affected counties include: Cass (1), Douglas (15) and Knox (1)

New Jersey : last updated 3/14 at 2 pm

69 cases (+38%), 1 death (none new)

Affected counties include: Bergen (25, +47%), Burlington (3, no change), Camden (2, +1), Essex (7, +1), Hudson (5, +2), Middlesex (10, +6), Monmouth (8, +1), Morris (3, no change), Ocean (1, no change), Passaic (2, -1 apparently?), Somerset (1, no change), and Union (1, no change)

Newly affected counties include: Mercer (1)

I dread updating NJ just because the website sucks so bad

Thank you to the commenter who noted that the help line apparently rules and they’ve been advertising it heavily, that’s awesome public health work by NJ!

So that’s a bright spot, eh?

New York: last updated 3/14 at 8 PM

613 cases, 192 new, 1 new death

Affected counties include: Westchester (178, +12%), Nassau (79, +54%), Suffolk (41, +13), Rockland (12, +3), Ulster (5, +0), Dutchess (4, +1), Orange (6, +3), Saratoga (3), Albany (5, +3), Broom (1, +0), Delaware (1, +0), Herkimer (1, +0), Monroe (2, +1), and Schenectady (1, +0).

NYC has 269 cases (+75%) as of 3/15 at noon

Newly affected counties include: Erie (3), Tioga (1), and Tompkins (1)

Drive through testing in New Rochelle and Long Island

All public places are closed in New Rochelle through March 25.

Ohio: last updated 3/15 at 2 pm

36 confirmed cases, 10 new

350 people under investigation

Affected counties include: Belmont (2), Butler (6), Cuyahoga (14), Franklin (3), Lorain (2), Lucas (1), Medina (1), Stark (2), Summit (2), Trumbull (2), Tuscarawas (1)

THEY STARTED GIVING COUNTY BY COUNTY INFO, PRAISE THE LORD!!!

Oregon: last updated 3/14 at 11:00 AM

36 cases, 13 hospitalized at time of positive test, 1 death (3/14)

The following counties are affected: Clackamas (1), Deschutes (3), Douglas (1), Jackson (2), Klamath (1), Linn (9), Marion (2), Multnomah (1), Polk (1), Umatilla (2), and Washington (13).

Pennsylvania: last updated 3/15 at noon

Gritty is now loose and is singlehandedly responsible for all cases in Philadelphia, if you see the orange monster, RUN

63 total cases, 16 new today

No deaths, Gritty is thankfully failing in his mission to murder

Counties affected include: Allegheny (3, +1) Bucks (4, +1), Chester (2, +0), Cumberland (5, +2), Delaware (7, +1), Monroe (6, +3), Montgomery (24, +4), Northampton (1, +0), Philadelphia (6, +2), Pike (1, +0), Washington (1, +0), Wayne (1, +0)

Newly affected counties include: Lehigh (1) and Luzerne (1)

446 people under investigation pending test results

Rhode Island: last updated 3/13/20

~500 people in quarantine for close contact situations

57 pending people under investigation

20 confirmed cases, no deaths

Next expected update 3/16 in the AM

South Dakota: last updated 3/15

9 confirmed cases, no new cases since 3/14

6 pending cases under investigation

Affected counties include: Beadle (1), Bon Homme (1), Charles Mix (1), Davison (1), McCook (1), Minnehaha (3), and Pennington (1)

No community transmission

Texas: last updated 3/15

56 total cases, 5 new.

Highly likely that there has been community transmission, unconfirmed currently

Affected counties include: Bell (1, +0), Bexar (3, +2), Brazoria (2, +0), Collin (6, +1), Dallas (8, +0), El Paso (1, +0), Fort Bend (9, +0), Galveston (1, +0), Gregg (1, +0), Harris (10, +0), Hays (1, +0), Lavaca (1, +0), Montgomery (3, +0), Smith (4, +1), Tarrant (3, +0), and Travis (1, +0)

Newly affected counties include: Matagorda (1)

The Texas DPH has corrected a tabulation error that affected Gregg and Travis counties.

Utah: last updated 3/15

21 total cases, 14 cases in Utah residents

Affected health districts include: Davis County (3), Salt Lake county (14), Southwest Utah (1), Summit County (2), and Weber-Morgan (1)

The Utah Jazz managed to get more testing than the rest of the country for awhile there, so that’s great for them

Whoever does your graphic design, *greatjob* (the little virus instead of the UDPH logo is CHOICE)

Also, the website is super useful and readable, 10/10 good job Utah

First case of community spread identified on 3/14/20, in Summit County

Schools and universities are closed starting 3/16/20, Mormonism is closed until further notice, and skiing is canceled in Park City and Cottonwood Canyon for a minimum of a week. If you are interested in skiing in Utah, check Ski Utah for a list of closures.

Virginia: last updated 3/15

45 cases total, 4 new

Affected counties/cities include: Arlington (8, +1), Chesterfield (1, +0), Fairfax (10, +0) James City (8, +1), Loudoun (5, +0), Virginia Beach City (4, +1), Prince William (3, +1), Spotsylvania (1, +0), Prince Edward (1, +0), Hanover (1, +0), Harrisonburg City (1, +0), and Alexandria City (1, +0)

No newly affected areas today.

Washington: last updated 3/14 at 2:45 PM

Godspeed, y’all are having a real rough time right now. Yipes. Washington is really hard hit right now, especially King County. Look to Washington State and how they’re coping for a preview of how things are gonna go as the cases develop elsewhere.

642 total cases, 40 deaths (6.2% mortality)

Affected counties include: Clark (3), Columbia (1), Grant (2), Grays Harbor (1), Island (6), Jefferson (1), King (387), Kitsap (3), Kittitas (3), Pierce (26), Skagit (4), Snohomish (154), Spokane (3), Thurston (3), Whatcom (2), and Yakima (4).

39 cases are currently unassigned to a county. These are expected to resolve in the coming days, hopefully.

Deaths have occurred in the following counties: Grant (1), King (35), Snohomish (4),

Wisconsin: last updated 3/15 at 2 PM

33 total cases (6 new), 1 recovered, 0 deaths

Affected counties include: Dane (6, +0), Fond du Lac (11, +5), Milwaukee (7, +1), Pierce (1, +0), Racine (1, +0), Sheboygan (3, +0), Waukesha (3, +0), and Winnebago (1, +0)

Today’s Hot Tips

Make sure you have ibuprofen and tylenol/acetaminophen/APAP/paracetamol at home before you get sick. This isn’t just covid advice, this is life advice in general. (Obvs, ask your doctor about what’s safe to take if you have chronic health conditions etc but this is a general recommendation, not medical advice. As I said, life advice.)

As far as I know, ibuprofen and tylenol are ok, but research may change this. Current research indicates that steroids, which are used in other severe respiratory conditions, may make COVID-19 associated acute respiratory distress syndrome (ARDS) worse. More on this later.

It still can’t hurt to have some tylenol around, though, ya know?

Hand Washing Song of the Day

If you hate singing happy birthday while you wash your hands, I certainly do, try Good as Hell by Lizzo instead!

Sing from “I do my hair toss” to “If he don’t love you anymore” at minimum (if you’re like me and can’t leave a lyric unfinished, go ahead and dry your hands while making your brain happy.) to follow CDC handwashing guidelines! Use soap and water for maximum virus-murdering.

Chill Cat Otter Corner

https://gfycat.com/pastjovialalligatorgar-otter

Please watch these otters sproing and chase!

About this newsletter

I’m Emily, I’m a 4th year med student w/ a degree in molecular biology. I wrote this because I’m an infectious disease and epidemiology nerd and also all my friends have questions & anxiety. Hi internet!

All this info is sourced from regional & national public health organizations, plus the WHO. It’s as up to date as humanly possible. I’ve been beaming information about this outbreak directly into my brain 24/7 but I still miss stuff. Please let me know if I miss something!

Most public health departments stop updating their information around 4-5 PM local time on weekdays. That means that the earliest this will come out is around 6 PM Pacific time on weekdays going forward. On weekends things update more sporadically and earlier, so who knows what I’ll do then, but I’ll do my best.

Thank you to @marywhal for the excellent title!

For More Information

JHU COVID-19 data center: https://gisanddata.maps.arcgis.com/apps/opsdashboard/index.html#/bda7594740fd40299423467b48e9ecf6

List of peer-reviewed publications: https://www.cdc.gov/coronavirus/2019-ncov/publications.html

WHO daily sitrep: https://www.who.int/docs/default-source/coronaviruse/situation-reports/20200315-sitrep-55-covid-19.pdf?sfvrsn=33daa5cb_6

WHO FAQ: https://www.who.int/news-room/q-a-detail/q-a-coronaviruses

CDC cases in the US (take w/ a grain of salt due to Political Garbage, as detailed above): https://www.cdc.gov/coronavirus/2019-ncov/cases-in-us.html, this also has links to each state’s health dept which may or may not be more up to date than the CDC

#corona extra #covid corner #covid19 #coronavirus #pandemic #information without anxiety #my pledge is to only give you the straight dope #social distancing #coronavirus pandemic #long post

517 notes · View notes

theoriginalladya · 4 years ago

Note

Kiss Prompts: By the campire/longing for Rhys/Kaidan

from this list

On AO3 here

Okay, here we go! The first thing I’ve actually posted officially for Rhys Shepard and Kaidan. Let’s do this!!!

This one is set in Wyoming (where Rhys lives with his grandparents) post-BAaT just as he’s starting to get himself back on track with school. Rhys is 19, Kaidan is 20.

~~~

“So, this is the Wild West, huh?”

Rhys snorts softly and feeds a log to the campfire. When he retakes his seat a moment later, Kaidan hands him a bottle of beer. They clink them together quietly in a wordless toast. Only then does Rhys takes a long pull. “As wild as Wyoming can get these days, I suppose.”

The fire flickers as a stiff breeze blows through. Rhys tilts his head to the sky, inhaling deeply. The chill in the air hints at a threat of a storm, but they have the small cabin to retreat to if it comes to that. For now, conditions are safe enough they can sit outside and enjoy the mostly clear skies and breathtaking view of the stars above. Using the log behind him as a back rest, he settles down and chuckles softly. “Surely you have views like this back home?”

Sitting to Rhys’ right and using the log as his perch, Kaidan rests his arms across his legs as he hunches forward and nods. “We do. Dad and I used to go camping sometimes when I was younger. Cat Peak, Gold Peak.” His voice is low, thoughtful, but there is a hint of a smile on his lips as he stares into the fire. “Seems like a lifetime ago.”

A lifetime. Rhys cannot hide the ripple of a shiver that chases down his spine. Before BAaT. A lifetime and a half ago. A question tumbles around inside his head, but for now he keeps it to himself. They are friends, good friends even; without Kaidan, Rhys might not have made it out of Jump Zero alive, and vice versa. But that said, there are some lines he refuses to cross no matter how close they were, or are. How long has it been? Two years since we last talked or saw one another? A lot has changed since then.

So, instead he falls back upon a topic that arose during their initial meeting nearly five years ago. “Canada, huh? Ever find any dinosaurs up there?”

Silence returns briefly until it is broken by a bark of laughter. “I swear, you have dinosaurs on the brain! Do you ever study anything else?”

Affecting a look of disappointment and hurt, though he feels anything but, Rhys half-turns toward him to protest. “Hey, now! It’s a fair question. I mean, I found one around here when I was a kid. Why not you? You live in an area that is well known for them!”

“Actually, I don’t,” Kaidan replies around a laugh. “Most have been found in Alberta, not BC. East of us, next province over.”

Rhys scowls. “You just didn’t look hard enough or in the right places!”

“I didn’t look for them at all,” Kaidan reiterates around another soft snort. “That’s your thing, not mine.”

“What was your thing then?”

“Hockey.”

Rolling his eyes heavenward, Rhys collapses back against the log. “Of course, it was.”

Kaidan uses his knee to nudge into Rhys’ shoulder a moment later, still laughing. “You say that like it’s a bad thing.”

“A typical Canadian thing,” Rhys corrects.

“I’m sorry?”

“As is that!” Rhys downs the rest of his bottle and sets it aside before jumping to his feet.

Kaidan’s laughter is not so silent nor subtle as he drinks. “And you aren’t stereotypical?” he challenges, then points at Rhys with the neck of his beer bottle. “Your cowboy hat is at the top of the list. So’s your coat.”

Brushing his hands over the lined denim jacket, Rhys’ scowl darkens. “This coat is really warm, perfect for the conditions out here. And this hat,” he lifts it into his hand and runs the fingers of his other hand around the edge of the brim, “was a gift. I like this hat, thank you very much.” He tries to take a step forward, but the world starts to spin around him and he throws both hands out to regain his balance, nearly losing the hat into the fire.

Kaidan snickers. “What about those boots?”

Lips pursing into a thin line, Rhys focuses on the tips of his well-worn cowboy boots. “Comfortable. Don’t you dare make fun of my boots!” He reaches over and slams his hat down on top of Kaidan’s head as an afterthought.

“Hey!”

Kaidan’s protest triggers a giggle from Rhys who pulls up his omni-tool in a quick motion. “Look at me!” His friend obliges without hesitation, allowing Rhys to snap a picture of him in the hat.

Apparently, it is the wrong action to take? Kaidan lunges toward him and the omni-tool, but the hat falls down over his eyes and he stumbles before makes it. For just a moment, time slows around them. Rhys’ lungs seize up as the predicament becomes clear, and he reacts out of instinct, tossing out a protective field of energy that wraps around his companion to not only stops his momentum, but hold him in place until Rhys grasps him by the arm and tugs him away from the edge of the fire.

What he does not expect as they end up eye to eye, nose to nose, is the immediate rush of heat to his cheeks or the flutter of butterflies inside his chest. Swallowing past a sudden tightness in his throat, he reaches up to flick the underside of the brim of his hat with his fingers just enough so Kaidan’s whiskey-colored gaze meets his. His breath catches in his chest and he freezes like a deer caught in crosshairs of a rifle.

But where Rhys expects to find the situation become one of embarrassment or awkwardness, he instead is met by something completely unexpected. He swears the look meeting his is the same one from BAaT in those last days before everything fell apart around them; the one that left Rhys’ tongue tied at the most inconvenient and embarrassing moments …

From one moment to the next, the distance between them – or what little remains of it – closes. Kaidan slides a hand around the back of Rhys’ head, fingers combing through his hair yet carefully avoiding his amp port. At the same time, Rhys grasps Kaidan by his hips, slipping his hands into the back pockets of his jeans. His gaze drops to Kaidan’s lips as he notices the scars at the corner twitch slightly. Warm breath fans across his face and somewhere around them, a soft moan echoes. Who it comes from, he has no idea.

“Kaid –?”

The first touch of their lips is brief, hesitant, as if testing the water before diving into a pool. But what starts as a gentle, slow, and searching shifts to something far more scorching and desperate in the beat of a heart. Jolts of electricity sizzle through him, leaving no limbs, no nerves untouched. The kiss lasts only for a moment, but when Kaidan pulls away and touches their foreheads together, Rhys is left gasping loudly for breath.

“Rhys …”

Opening his eyes, Rhys shakes his head just enough to cut him off. “Don’t,” he pleads.

Kaidan appears rattled. “Look, I’m sor-.”

Hands still in Kaidan’s pockets, Rhys tugs his hips as close as he can, swallows tightly, then murmurs, “Do it again …”

#kiss prompts #Ladya writes #Rhys Shepard #mshenko #Kaidan Alenko #AU Shepard #Cowboy Shepard #OTP: People Like Us #mallaidhsomo

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awkward-teabag · 4 years ago

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I’m not buying it, especially when your location in BC determines if/when you can get a test. When it takes days of calling in and being on hold for several hours each day before you can make an appointment to be tested, that’s drastically going to affect who is able and willing to get a test.

Vancouver and Fraser Health have a lot of testing locations where people can drop in and get a test, and granted that’s the area where a good chunk of BC’s population is, but Vancouver Island, Interior, and Northern Health almost entirely restrict testing to appointments only. I can’t speak for Interior or Northern Health but Vancouver Island Health is extremely limited and has barely seen any increase in testing availability despite the government’s claims that testing has increased across the board.

From the BC CDC’s website, here are the new tests per day numbers:

Fraser has been doing far more testing since the start of August.

As has Vancouver.

Even Northern has seen a slight increase.

And then we have Vancouver Island which has increased testing by ~50 whopping tests for the entire Island and the second largest city in the province.

And then finally Interior which is all over the place but the number of tests is actually going down.

I’m tired of all the coverage of Covid in BC focusing almost entirely on Vancouver and Fraser Health regions. Just because Vancouver is the largest city doesn’t mean it’s the entirety of BC and it leads people to believe all of BC is the exact same as Vancouver when it’s definitely not.

The only way to get tested in Victoria is to get a GP’s referral or call 811 and have them refer you. Few people have a GP in Victoria so most people call 811 which is swamped the instant the phone lines are open. You can call right as they open at 8:30AM and you’re lucky if you’re only on hold for an hour—a lot of people report being on hold for several hours until they have to hang up because they have work/meetings and can’t sit on hold the whole day.

Speaking of which, the moment the call centre closes at around 4:30PM, all calls are disconnected and you’ll have to try again the next day you’re able to be on hold for several hours.

Even if you do get through, the people at 811 screen out most people and only refer people for testing if they’re visibly sick. If you feel a bit iffy or you’re concerned, they’ll tell you to just wait and phone back if you get sicker. Even if you were exposed to someone who the government has confirmed has/had Covid, you are told to isolate and only phone for a testing appointment if you get visibly sick.

We’ve known since around March that one of the reasons why this coronavirus is so dangerous is because so many people carry it and spread it with few to no symptoms, yet testing in Victoria has stuck with the emergency measures from March that only visibly sick people are to be tested. That was fine when there was an emergency rush to keep hospitals from being overwhelmed, but that’s not okay now. Especially when the province has opened up so much so the chances of exposure are higher than they were back in March and April.

And even if you can get an appointment, there’s only one testing location in Victoria and it closes at 4:30PM. That’s fine for people who are able to work from home or take time off, but Victoria is a tourist town thus has a higher than average number of retail and restaurant employees even now who are unable to make that in a timely fashion. Especially when the nightmare of trying to get an appointment is taken into account—it’s hard to sit on hold for hours when you’re on shift most of the time the call centre is open and you can’t have your phone beside you while you work.

I can’t speak for the rest of BC but Victoria has not seen any improvement in testing since testing was first implemented and I am tired of people and media claiming the opposite and that Victoria has managed to keep the number of cases down. The only reason why Victoria (and Vancouver Island Health in general) has had low numbers is because testing is not readily available and accessible. So many in this city have reported feeling sick or are concerned they may have it but be asymptomatic yet are unable to get tested, and without a positive test, they can’t always get out of work and don’t know for sure if they should self-isolate or not.

So the Vancouver Sun and BC government can eat my whole ass as they pat themselves on the back about all the great things they’re doing to increase testing and flattening the curve when they are only talking about Vancouver and Fraser Health regions.

Interesting piece taking a deeper dive into BC’s recent COVID numbers beyond the basic information released each day (which just consists of new cases, active cases, recoveries, deaths, hospitalizations). After a few weeks of exponential growth in August, new cases seemed to be plateauing, and now they’re seemingly wildly inconsistent, seemingly alternating between days with 40-60 new cases and 90-100. However, the new cases reported each day don’t necessarily reflect when each person actually got infected, they just reflect cases reported to public health authorities from tests done the prior day. But as the BC CDC has access to much more detailed data, they’re able to sort positive tests by when the person was actually likely infected and its showing that the curve is actually flattening again despite the daily new cases reported being wildly inconsistent lately. It’s still not all good news of course; school is just around the corner and BC’s COVID reproduction number is still slightly above 1 (meaning that on average each person here with COVID is still infecting slightly more than just one person), but with BC scaling up testing greatly over the last few weeks and the percentage of positive tests still relatively low, it means that BC is likely just detecting more people who would not have gotten tested otherwise rather than cases continuing to grow exponentially.

–

Submitted by fueltransitsleep

#bc also does far less testing than the rest of canada #so even with the increased testing #we are no where close to where we should be #and tons of cases are slipping through the cracks #and yes i am mad #especially because of all the people in this city who see news like this #or no new cases on the island #and think they don't need to wear masks or distance #because 'obviously no one is sick or we'd hear about it'#also i can't use the phone so it is literally impossible for myself #and others who can't use the phone to get a test #i would have to take multiple buses and a ferry and get a hotel to get a test #even kenney's alberta is testing thousands of more people per day than BC is #and that alone should say a lot #but nah man #apparently BC is all rainbows and sunshine and doesn't have a covid or testing issue #Vancouver is BC's Toronto/Ottawa while the rest of the province is Canada #things only matter if they happen in Vancouver #anywhere else is either special interest or minor and thus of little interest #covid #canada #bc

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jordm · 5 years ago

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Heartland 13x09 - Fight or Flight review

So, the episode starts with a wholesome scene of Amy, Ty, Luke & Lyndy playing in the blow up pool with water guns. It’s so wholesome and looks so ideal, yet I know it’s setting up whatever is to come for Luke in this episode.

Oh and hey, we hear that Ty is still helping out with Scott at the clinic, but do we know if he’s still partner since he cut down his hours? Or did he perhaps pass the torch to Cassandra whose there full time?

Also fun fact, I wrote the word major instead of mayor a billion times in this review. But a mayor of a town is kind of like major of a band or army or something? So, apologies if you see the word major a few times haha.

Amy & Spartan

Spartan is still recovering and showing signs of Arthritis. Georgie wants to play horse matchmaker with Amy since Spartan is getting younger, and i’m just glad that it isn’t human matchmaker. Georgie, with Lisa’s permission wants to bring Atlas to Heartland for Amy, but Lisa wisely remembers how Jack reacted with Paint and cautions Georgie to tread lightly. I think it’d be nice to see Jack help/talk to Amy about how she’s feeling seeing as he went through it himself, or even her father Tim since he may have gone through the same thing with his own horse as well.

Amy eventually gives in and tells Georgie she’s not ready but wants her to continue pushing her to get a new horse, which is partly due to her needing a distracting and partly due to her wanting to help. That is, until she notices the wild animal coming up and bonding with Spartan and decides she doesn’t want the perfect horse - just a horse she has a connection or the feeling with like she did with Spartan. It does not go unnoticed that she might’ve been getting flashbacks of taming Spartan when she saw the wild horse approach her. Amy likes a challenge with her horses as opposed to having the perfect horse.

If the seasons ends with Amy taming this new horse with Spartan watching, ‘passing of the torch’ why don’t you - I won’t be mad.

Oh and hey, we also learn that their house has WALLS and a first photo courtesy of Luke for the wall!! Progress y’all and they still have 2 months to winter!

Georgie

Oh and hey Georgie is surprisingly still not over Quinn and she’s off to BC to meet him! From the promo I saw, it shows her telling Quinn that she loves him so... that’s gonna happen. I’m glad that Lou let her go and trusted her to go on her own, plus if there ever is an emergency, her father, Peter is in Vancouver and seemingly a short drive away if she needs a place to stay. Had Georgie asked to go anywhere else, perhaps she might’ve been more hesitant but knowing that she’s going to a province where her father lives might’ve provided a little comfort. Or perhaps she just has so much on her mind she’s didn’t want to fight her on this and knows she needs to trust her since she’s going away to University next year.

Plus... Western Canada isn’t Ontario. You can drive 10 hours and still be in Ontario, but you can drive 10 hours and drive two provinces in the west. I drove 3 provinces in less than 10 hours on East Coast Canada and did a road trip in the West and there is a lot less driving required to go province to province in those areas since you don’t need go to around Lake Ontario :) And there’s your unasked for geography lesson.

Luke

Amy and Ty have a meeting with Clint, having to do with Andrea being on the mend and making tremendous progress, to the point where she can go back to parenting full time. This is great news for Luke - and great news for Andrea, and even for Katie I suppose who might get her own room back even if she’s finally warming up to him.

Speaking of Clint, he’s one of the few non-main character who has been guest-ing since season 1 eh?! Ever since he brought Ty to Heartland in the early days of the show. He did right with Ty and he always has the best intentions (he has too) when it comes to foster kids.

“I’m totally moving up to the loft when you leave, but i’m going to miss you” - Katie for the win

Gifting him the chess set and everyone telling Luke the kind words (ie. you’ll always have a home, come visit anytime, you’ll always have us in our heart) and they complete the chess set showed how much Luke became apart of the family. I have no doubt that everyone was sad to see Luke go - Amy and Ty especially but it was nice to see everyone in the family support him as he goes back home to his mother full time. I was glad that nobody tried to stop him or delay him going back to his family but rather supported him - this is the storyline I wanted to see.

Did the scene of Amy Ty and Lyndy waving goodbye to Luke as he drove away (how cute was Lyndy patting Luke’s hair?) remind you of when it was just Amy standing there when Ty drove away to Mongolia?

THE ELECTION

JD Worth running for election seems to have an impact on everyone in the Heartland family.

Lisa

Oh ayeee, these “cash flow issues” come back up again. Apparently, Lisa tried to solve the issue from last season by having investors bridge the gap... and one of them is... Worth Investments (or something like that), by the one and only JD Worth, Lou’s opponent and now they want Lisa to repay the entire loan immediately. Yikes. This has nothing to do with the election and that her grand daughter is running against him... right? Yeah, likely false. Lisa manages to pay him out and i’m just glad this doesn’t end badly.

Bob/Ty

Bob (via Ty) has a theory about why there has been so much wildlife in the area. Mountain View resorts, who, oh yeah JD IS BEHIND. Due to development, wildlife have fled which is why residents have had cougars/wolves in their backyards and an increase in animal attacks the last couple of days. Yikes, this is a big no and honestly likely the issue to get everyone riled up since everyone loves their animals.

Lou

First of all, it’s kind of hilarious that Tim is seemingly Lou’s new campaign manager, handling her schedule.

Now, I never liked JD but I also didn’t blame him for wanting to modernize and keep Hudson up with the upcoming changes, but him telling Lou what she probably already knows - being mayor requires sacrifice is running thin and that nothings worse than “children with no mother” and berating him for her divorce and that her children have no mother doesn’t look well. I know some of us were on his side of this debate last week but it’s hard to still be on his side after this week.

It also appears that JD is lightly treading the line of threatening, which hey, its probably the reason why all his opponents dropped out. Coincidence that JD happens to threaten to “recommend” to Garland some new pea feed beef (or something), he “pulled out” of a bad investment (Fairfield) and sent a notice to Tim that he couldn’t live in an RV for more than 6 months even on private property (since when is this a law?!). Something tells me that there is a reason why all his opponents dropped out...

Lou initially coups and drops out but after hearing about the wildlife theory below, Lisa, Tim and the “private residence” was caused a health inspection, with Mitch’s encouragement, encourages her to get back into the race. And with one cleverly timed article about how JD Worth’s mountain development has caused the wildlife (MVP FOR BOB!!) seems to tip the scale in Lou’s direction.

And thank god because JD is seen BRIBING some guy to deal with the wild life problem (by killing Wildlife? because that solves everything) so he’s definitely done it for every other thing that miraculously “got solved.” Lou may not be the ideal mayor but also, she is definitely better than him. With him as mayor, nothing is safe.

Does anyone else have the feeling that bribe guy might tell all to the press based on the look on his face when he saw JD didn’t pay him the full amount? Maybe he’s secretly a wildlife lover and doesn’t want to kill them? I mean, there’s no way the season ends with JD winning (think: poacher) so the question is how they make him lose/reveal the bribing.

Oh and...

Mitch

Mitch is mad that Lou didn’t tell him about running for mayor but Mitch didn’t also run turning their vacation property into a business (and seemingly moving away full time). And hey Mitch? Lou literally didn’t tell anyone she was thinking of running for mayor. Literally no one. She just stood up in the stands and announced it so it’s not just you. Don’t feel left out. No one was part of her decision really, except her.

PLUS, where the heck are Lou’s face all over these posters because so far all I’ve seen are JD’s! Lou, you need to step up your poster game. How is she allowing JD’s face to be across the diner & no posters of her?!

Songs in this Episode @heartlandians

The One I Need - Amy Stroup

Another Lie - Jacob John

#heartland #review #fight for flight

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bcferriescanada · 5 years ago

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BC Ferries undermines the Canadian Charter of Rights and Freedoms by its abuse against minorities.

Over the past 12 months authorities in BC have witnessed a surge of complaints against BC Ferries for discrimination and racism by BC Ferries staff. Various communities across the province have voiced their concern over the apparent different way BC Ferries interacts with people based on their look or background. “It is seriously troubling,” said one victim from Nanaimo, “The Trump effect seems to have gotten way over BC Ferries heads and they are violating our rights as citizens with their aggressive behavior towards people of immigrant background.” One man of indigenous background says he was threatened with a K9 dog and aggressively kicked out of the terminal for smoking a vape while a caucasian male was only given a warning not to smoke when he was smoking a vape. “They are treating us differently,” said the woman "and I hope someone does something about it soon, this is just not right and it is not what Canada is all about.” BC Ferries said every case is treated differently and declined to comment on the specific cases mentioned above.

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emiliokykd145 · 4 years ago

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12 Companies Leading the Way in Lower Mainland Property

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The 12 Worst Types Burnaby Real Estate Market Accounts You Follow on Twitter

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North Vancouver Real Estate - What Drives Prices?

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30 of the Punniest Home Prices Puns You Can Find

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Purchasing a condo or a home in North Vancouver is a financial investment. The worth of the investment is determined by a number of factors, including the location, the kind of property, the expense of property, the need for that property, and the inflation of the property.

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The values of residential properties in the Canadian Housing Market has been slowly but surely lowering over the recent many years, and it will definitely remain to weaken over the following few many years.

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letsimportanttreecollection-blog · 7 years ago

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kid was killed in car accident and want to sue the drivers insurance because all 3 boys died. the insurance company is only offering a certain amount but i want more. who should i call

""How much does it cost for one adult to live in an apartment, with food, car insurance, etc?

I want to know so I know how much I'll have to make a month once I move out of the house.

Bike insurance for a cbr 600?

i live in halifax nova scotia in a rural area and was woundring how much it would cost just for plpd i allready have a bike witch is a 200cc and it cost me 300 and some odd dollors for the year woundring how much it would be for a cbr 600 year around 1998-2005 and i took a drivers course for bike and car and been with my insurance company for about a year now for my bike would they give me any speacials. also i have gotten no tickets or crashed got a clean slate.

Does anyone know where I can get cheap car insurance for a 26 year old first time driver in the UK?

I have tried a few comparison sites but they come back with 2000 and up. I have tried adding my Dad and my sister but it does not make much difference, should I add more people? Or am I going to the wrong sites? Thank you in advance for any responses.""

Health Insurance Ques?

Because he's a full time student, I can carry my son under my health insurance plan until he's 23. The problem is he'll be a full time undergrad until a few months shy of his 24th birthday. He works, but only part time so insurance isn't really an option at his place of work. It would be a bit much to go to school FT and also work FT. Any ideas? Don't want to go w/o insurance.""

How to get off an auto insurance policy?

about 2 years ago, my mom signed me up in the same insurance as her car...i do not drive her car and never did, however, we still pay 80 bucks extra a month, i want to get off of that insurance but i hear its much trickier than it seems. The car i drive is already insured, but not under my name. Is that legal or not? I live in illinois if that helps. how should i go about removiving my name from this insurance company?""

Looking for a insurance rider policy?

I am looking for some info on insurance rider policy, also want to get a good one.""

Why are car insurance for men more higher than women?

I don't understand why is insurance for men more higher than women. Lets be honest: Women can get distracted as men and men can also get distracted. Men have temptation of speed, and so do women. some women have a tendency to be impatient behind a slow driver and dangerously overtake with their escalades or odyssey and so do men. In Europe, they have stopped doing this and how come in USA they don't do the same? I am not arguing that my insurance should be lower but it just doesn't seem to make sense. I am a careful driver yet I still have to pay more? For what? I have seen girls drive as bad as men. Why do I have to pay for so much as a male?""

""If i buy a car, how long have i got to insure it?""

If i buy a car, how long have i got to insure it?""

Am I required to have auto insurance if I dont drive the car?

The car is financed. I will still be making payments. If the car is in storage do i have to have it insured? I live in washington state.

Why do insurance companies do a credit check. bad credit doesnt make you a bad driver and the same with good?

How much will my second speeding ticket make my insurance rates go up?

I received a speeding ticket in January for 90 in a 70 (I-5 on my way down to San Diego), and today I received another ticket for 86 in a 65 on Freeway 85 in Cupertino. The first ticket is being taken care of with traffic school right now, and since I can't go to traffic school again so soon I'm assuming the 2nd ticket will increase my insurance rates. Does anyone know how much they will increase? I'm 21 and am on my parents' insurance (USAA) because I'm in college, but I will be paying whatever the difference in premium is so I'm trying to get an idea of what the damage is here. Also, I know I messed up, so no need to tell me in the answers. I thought I'd learned my lesson after the first ticket but apparently I still haven't, so at this point I'm just afraid to get into a car.""

Which car insurance company is cheap and good?

I have All State but its too expensive I am single so i have to pay $845 for 6 months

Which motorcycle insurance would be better?

Mce or Cia insurance? They both the cheapest 400 for my ped

The world of car insurance?

the idea that dropping the price of car insurance for men a small amount and increasing the female amount a huge hike has nothing to do with gender that's the con it's the absolute greed of government and big business hand in hand raking in a fortune as they did when changing the s p to the criminal decimal currency? the question is why do we Joe public put up with this crap

Cheapest Scooter Insurance for 16 year old?

I just turned 16 and want to get a scooter The actual license and scooter isnt too expensive 50 for provisional, 89 for CBT, bout 20 for the thory and 60 for practical However, insurance is a pain!! :/ does anyone know who the cheapest insurer is for a 16 year old? I would love to be able to drive on the scooter but insurance is too much. Also, what is the best scooter to get. By best i mean a scooter which has the cheapest insurance? THanks a lot!!""

What does maternity and complications of pregnancy mean for insurance coverage?

I am looking into getting health insurance and the policy I am currently considering says that maternity and complications of pregnancy are covered as any other sickness. They are in the same section on the same line so I am wondering if this means they cover maternity expenses or if they only cover complications like any other illness. Any help would be great. Thanks!

""Planning on buying a newer car, wondering how much my insurance will go up or if it will at all?""

Right now I have a Ford mustang, and i'm paying about $800 every 6 months, i'm planning on getting a 2006 Grand Prix so since it's not a sports cr but it's newer will my insurance rate stay the same? Will it go up? Or am I lucky and will it go down?""

Will my insurance be raised because someone else got a ticket in my car?

My boyfriend was driving my car and got a texting ticket. Will my insurance rate increase?

NEW TO INSURANCE!!HELP

if someone doesnt have insurance, which is better? primary or excess? why?""

Best insurance companies for 17 year old passed my test?

ok ive pased my test and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance all you 17 year old have and who is it with, please :)""

Term or Whole life insurance which is best for 18 yr old female and what is the difference?

Is $12 per month a good premium for a 30k term life policy for the 18 yr old female?

How much for basic auto insurance in Canada?

I am driving my car from BC to Waterloo, ON. back for school. I was wondering, in this case, which province's auto insurance I am supposed to get. Can I drive around in Ontario for more than four months with ICBC insurance? Or Do I have to get the new Ontario insurance? In BC I am still N, which is equivalent of G2, and I currently drove for closely three years. Another thing was, how much would the basic insurance cost a month? Is there any big difference between BC and Ontario?""

Which insurance company offers the cheapest car insurance for new and young drivers?

Insurance.....?

My storage builing was broken into and some of my things were stolen... i have insurance on it and I called the insurance company to report it. I'm waiting for the adjuster to call me back to see what all was taken... what can I expect? Are they gonna have to do alot of research... how long is this gonna take?

Do life insurance companies check your medical records after you die?

Let's say that you get life insurance and claim to be a non-smoker. Then let's say that you start smoking or resume smoking. Assuming that your medical records show that you ...show more

Complete details of different insurances in USA?

Domain Knowledge of different types of Insurances of USA?

Can a 20 yr old college student get medicaid for health insurance?

Her dad is on disability and her mother has left and is living in another state. She gets financial aid and grants. Right now she has no health insurance at all.

Auto insurance?

which auto insurance should i get for my 2005 chrysler sebring? i have farmers but its so freaking expensive! i pay 200 dollras every month and i know theres people who pay less i wanna know which insurance would be cheaper? but i want full coverage and everything.

Van insurance young driver?

im 20 years old, been driving for 3 years with 1 year no claims, im a qualified tiler but i cant find van insurance cheaper than 6 grand anywhere its a joke, so i cant work cause i need a van wtf can i do""

Do out of state residents need California SR22 insurance if they dont go back to California?

I am a permanent resident of AZ and have an AZ drivers license. While visiting California I had a DUI. I settled out of court but an insurance broker wants to sell me a California policy. Do I need California SR22 insurance if I don't plan to return to California? Is there any benefit?

Is It Fine to Do Online Payment Transfer for Impounded Car Insurance to a Company ?

Hi there, I am trying to put a question here for the yahoo community in a bit detail to give a clear picture of situation and try to get some useful information regarding it. What happened is my car got stopped over by police and towed away by their recovery van. Now i am getting an impounded car insurance to get it back ( Long story short , the car i was driving was without insurance as i had not received letter of my insurance cancellation and i was under the impression that i had insurance. By the way i had paid them in full for one year in advance and it was not a monthly direct debit payment ) I have searched and able to get a quote from two well know car insurance companies ( One of them is Impoundedcarinsurance.com and other is INSURENCE CHOICE ) and both companies are asking for DIRECT TRANSFER OF MONEY IN THEIR BANK ACCOUNT as they don't accept Credit Cards and Debit cards for the payment of temporary insurance. Today i and yesterday, i spent my whole days to contact these companies and get information for method of payment. I have a few points here to ask and i am sure your valuable information will guide me to make a decision to buy the insurance for my impounded car. ->First of all, I called my previous company which cancelled my insurance to persuade them for a temporary insurance to get my IMPOUNDED CAR BACK, The customer assistant simply stated that none of their policies can be used to get an impounded car back from compound. So they don't provide temporary cover for impounded cars at all. -> The second and more important thing is as i stated before, i had called a couple of companies yesterday for impounded car insurance ( In-fact i googled Impounded car insurance in Uk on google and it gave the names of main companies on FIRST PAGE OF GOOGLE ). If you would ever google Impounded Car Insurance , you would see one of them is INSURANCE CHOICE and they provide insurance for impounded car. -> And with that i called Insurance Choice today and spoke to the person who gave me the insurance quote yesterday for my impounded car and told me the method of payment as of Online Transfer to their account (Yesterday he told me that they don't take credit or debit card payment as mostly people take the insurance and get their car out of compound with the help of the insurance certificate and later on cancel the insurance giving the reason of unauthorized payment and hence claim the insurance money back, so that's why they do online transfer only). Today i was FRANK AND STRAIGHT TO HIM and told him about my question asked on different online forums and all the answers and suggestions which were discussed with me. I told him simply that it looked too suspicious to pay them by online transfer and hence i feared of losing my money and it can be a spam !!! -> Well the person there maintained and cleared his position by stating that He was going to give their company's sort code and Account number and it can be verified in the bank that what company the money is going to if i do online transfer ! Hence i had a record of payment to a CERTAIN COMPANY (Insurance Choice) for impounded car insurance and its all safe. So please advise in light of above mentioned discussion/inquiries that is it safe to deal with this company and do a payment transfer directly into their account. I have also mentioned this company's name as its on google for the authentication and i called on 01926 454 348 number which is on their page at http://www.insurance-choice.net/ppc/convicted/impound_insurance.php?gclid=CKHu1KKN2bwCFZShtAodWioATQ Please advise as this time is one of the difficult times of life ! Many Thanks.""

Has legislative push for affordable insurance been cut short in the u.s congress?

Good car choices for new driver in terms of insurance costs.?

I am wondering what are the best cars for young drivers in terms of insurance costs, I have looked around and allot of people suggest Citroen C2 and Fiat Punto Grande.I don't really like the look of Citroen C2 (looks ugly in my opinion) but Punto isn't that bad. I am kinda into Alfa Romeo Mito and it's my first choice at the moment but isn't the cheapest option in terms of insurance... (even the base model). So I am wondering what are other decent options available , or what some of you new drivers are driving :). Thanks!""

Term Life Insurances-Insurance Law?

Hi I was wondering if you would be able to look at a brief summary of my family situation and give me some suggestions.I want to get insurance but can u recomment some changes in what I presently have. I thank you. I am married and have 3 childern (ages 9, 12, and 16) I just bought a waterfront home which is valued at 500,000 with a 300,000 mortgage. My jewrely is about 10,000. We have 3 cars a 2004 BMW, a 2002 Lexus and 1997 Jeep Wrangler. My husband works at a large manufacturing firm and earns about 125 K. I run a day care center from my home and earn about 45K. I don't have any employees. My kids all go to private school - which costs me about 25 a year. We honestly have no savings or investments and almost no discretionary income at the end of the month. ( which is a main reason I am writing this!) I met with a financial planner and they suggested on purchasing a 50,000 variable life policy for each of us as an investement. I think i am worried about the high vost of these policies This is what is presently covered property risks Ho3 with no endorsements or riders, dwelling 300,000, liability 100,000, medical payments 2500/person, uninsured/underinsured motorist 100,000,collision and other than collision (100 deductible) Personal risks: Life - my husband employer paid group term 50,000, we both have 50,000 universal life policy disability - mr. murphy - employer paid group policy (LTD with a 90 day wait with benefits to age 65) I have no coverage Medical: My husband - employer paid Major Medical (family plan) myself - i have an individual plan and still pay premiums I thank you for whatever you can give me!!""

Does any one know a really cheap car insurer for young drivers?

i need insurance quick. does any1 know areally cheap insurer?

Will Photo enforced tickets raise insurance rates?

How can this raise rates to specific drivers if more than one person operates that vehicle? Not fair to raise the rates of the person whom the car is registered to because they may not have been the driver.

Dual Car Insurance trouble?

I had insurance through a company called Sunset Plaza Insurance, and only agreed to do a 6 month period (from 12/08 to 06/09). I moved during the time, and never received a renewal notice at my new address, even after I gave them my new address. However, I found out that for the past 6 months (06/09 - 12/09) they have been charging me for insurance. But I never signed a renewal consent or anything! I remember explicitly saying that I only wanted the insurance for a 6 month period too! What are my options? Please..any advice would help!""

How much would motorcycle insurance cost me?

Age is 16, the bike is a Kawasaki Ninja 250R (250cc), in Ontario, Canada.""

How much should I expect to pay for car insurance? 19 year old African American in Georgia.?

Driving a 1999 jeep grand cherokee or a 99 honda civic. What do you think I should expect to pay?

Motorcycle Insurance Fee?

Hi, My name is Johnny. I'm 19 years old and live in Santa Monica, CA. I currently have DL and I know I need to get Motorcycle License to drive Motorcycle. I've been driving for 9 months and had no accident at all. Although, I sometimes drive my parents' cars and have no insurance. I heard that driving motorcycle will cost me less on payment and insurance. I want to buy like, Harley Davidson model from 2006-2008. How much will it cost me for my insurance?""

1st Car insurance way too high?

the insurance on my dads name with my provisional license is way too high nobody would pay 2300 pounds, iv put all the correct details in and put on as many drivers that put down price and every other possible way to reduce price but thats the cheapest on confused.com this means i need to sell my car that i have had for 1 and a half years that iv been working on for me turning 17 and driving it, im too depressed now and i badly dont want to sell it has anyone got any solutions or recommendations anything?""

Unemployed pay more for car insurance?

The 'cat is most definately out of the bag' about big insurance companies in the UK who are making a mint from people who find themselves out of a job and renew their car insurance policies and find that their premiums have nearly doubled because of their circumstances. We already know of the money-spinning ideas they already have , ie Young Drivers and Female Drivers...now they are hitting the Redundant Jobless. Are there no lengths that these companies will stoop to make billions from us?""

What is the best health insurance in california?

i could either choose blue cross hmo or ppo or kaiser hmo..not sure which is best?

Whats the cheapest auto insurance for an 18 year old male?

Got a job and kind of looking towards to putting my truck under my name but i was just wondering what the cheapest insurance would be.

I just got an expired registration and no insurance ticket.?

I just found out my registration expired back in Oct of 2008. I don't pay insurance because it is a scam, they don't help you when you need it, and they hike your rates when you claim something even though that is what you pay them for in the 1st place. But I had 2 stickers on my car. One that said November 11. and one that said October 08. So I thought that the newest sticker meant that is when the experation was. But the officer said November is the 11th. I am like yes, but why would they write the number down when you can read it right there? That means 2011. On top of this, I never got a notice from my dmv. so now I have to go to court over this miss undestanding and I can't help but feel I just got cheated by the police and the DMV because they failed to properly lable their sticker and failed to give me a notice. I checked my tags just a month ago in fact which is why I knew it expired in 2011 but the officer just refuses to see it as a miss understanding. Is there a legal service I can go through to get this ticket written off as a zero considering the fact I pretty much just got screwed due to the way the laws don't actually protect the innocent?""

How Much Would My Auto Insurance Cost ?

Im a 20 Year old Male in New York City. My Parents never drove so i am looking to start a policy under my name. I bought a 1997 Accura CL Coupe a couple days ago for $2000. I have my Permit and i have my road test in 3 weeks so i should get my license shortly after. I know New York usually has higher rates but i checked a free online quote from Geico & it was about $600 a month / $3600 for 6 months. This looks way too high to me. Is it this high because i don't have my insurance yet ? And how much do you think it will be when i do get my insurance with the state minimum insurance ?

What is the cheapest car insurance company?

My auto insurance went up AGAIN! I am a safe driver! OHIO mutual is horrible! What is a cheap insurance company? NOT SAFE AUTO>THEY SUCK

Can I tax my car without insurance?

My car is Sorn at the moment and I wanted to he it taxed and mot so that I can drive it if I need to. I was going to just buy one day or weekend insurance when I need it. Is this possible or will I need proper insurance in place?

Which insurance company offers the cheapest car insurance for new and young drivers?

Please help first time traffic ticket In California?

So i got a ticket for no. Insurance on november and in the mail a citation of 859.00 due by dec. 10 dont have the money but i got insurance now..whats going to happen in court im very scared :/

""Spouse suspended license, live together, can I get auto insurance?""

Actually, it is my son in law who has a suspended license. My Daughter's policy was canceled and she wants to start a new policy, but she says that no insurance company will touch her because she lives with someone with a suspended license. Is this for real? Sound like a bunch of hog-wash to me. She lives in Massachusetts.""

Loan insurance?

is it worth getting loan insurance? or is the whole thing a big scam

How much can you lie while obtaining new auto insurance?

I'd like to know... Whenever you're trying to obtain new auto insurance they take your driver's license number & social security number.. You'd think that they could look up any tickets/accidents you've gotten into. BUT, why do they ask? If you forget an incident, will they find out? This is coming from a 21 year old who was already paying $1,200 over 6 months for insurance and was involved in an rear-end collision doing 15 in congestion on the interstate, now my premium is $2000 for 6 months.""

""Young motorcycle riders, how much is your insurance?

Im wondering how much insurance will be for a 19 year old for a 08' R1...im thinking about financing one but of course you cant have it without insurance..i would like to know about other riders and their insurances...and which one would be the cheapest for me..

Health insurance....?

I am not available for health insurance at my job because i am only part time. everytime i apply for health insurance online, i get turned down because of my credit or my health. i don't think it's right. i need some kind of insurance because i have to go to the doctor. what should i do?""

Low- cost insurance for my 2 year old???

Is it possible to get insurance for my 2 year old at a low rate WITHOUT insuring myself or my husband? We tried getting on our state's medicaid program (which was originally started for people who couldn't get health insurance through their jobs but left that behind long ago!) but of course my husband and I make too much money. Every insurance quote we've been given has been astronomical and we'd have to insure one or both of ourselves to get insurance on the baby. What can I do??? We've also both asked our employers to look into health insurance for their employees and it's still just too expensive!

Do you know how much your health insurance premium will be going up?

I just received a newsletter from my health insurance company with these items: Health Insurer Fee to be phased in starting 2014: There will be a Health Insurance Provider Fee on premiums charged by health insurers. Some plans will be exempt, for example: Medicare, Medicaid, etc. It is estimated this will add at least 3 percent to insurance premiums. Congress anticipates $455 billion savings from cuts to both Medicare and Medicaid. Providers and healthcare facilities are expected to cost-shift expenses to commercial plans. The U.S. faces a shortage of primary care physicians (40,000 in the next decade), Oncologist (3,000 to 4000 already today), Nephrologists and -- perhaps the most scary -- Nurses (300,000) in the future according to one study. These figures do not account for the demand created by health care reform. So, we have a ways to go before we have reached our goal of affordable healthcare for every American. The Affordable Care Act is a good start toward that goal. What is the Affordable Care Act? .""

Can you get free health insurance?

I am not referring to Obamacare. I am referring to free health insurance in general.

""I am trying to find dental insurance that will pay for braces, Does anyone know of an insurance that will cove""

I am trying to find dental insurance that will pay for braces, Does anyone know of any insurance companies that pay for insurance and dont have a waiting period? If theres a waiting period then how long? I have delta dental and they only cover up to 1000.00""

Moped/car insurance question!?

hey i have just turned 16 and im thinking of getting a moped but what i want to know is if i had been riding a moped for a year, would i then have cheaper insurance when it came to insurning a car when im 17, seeing as i would of already experianced the road etc or would it make no difference? thanks""

""Difference in insurance price between 2007 4DR Chevy Cobalt, and 2008 Pontiac G6 GT 4DR?""

I currently have a 2007 Cobalt LT 4DR 2.2. I'm fairly happy with the car but I want a car with a little bit more room, that's still a GM or Ford and has a little bit better get up and go. I love my low insurance rates with the cobalt how much do you think i'd go up with the g6?""

How much will insurance be now?

I'm 16, I got in a big car accident.. I flipped over my car twice. Fortunately, I was untouched and I was the only one involved. Naturally, I was taken off the insurance policy and lost my car. Before, I had the good student discount so we paid $350 for half a year as a full time driver. How much would I have to pay to be a full time driver now after the accident? My dad said $2000 but it can't be that much? Will they strip me of my good student discount? How much will it cost to be put on as a part time driver now? Will it go down after a year? Please help?! I've been very depressed as the whole experience was very traumatizing. My mom keeps giving me a tough time about it and I just cry randomly throughout the day and eat all the time to cope. I don't understand how it could happen to me, I'm a model student, I have straight A pluses in all advanced and AP classes and I was even following the law when I had my accident. Tips on coping would be appreciated as well. Thanks.""

Where can I find affordable but a very good individual vision insurance plan?

I've check out VSP but I'm not sure if it's the best and only choice out there for me. I also live in Pennsylvania if that helps out any.

Anyone know of any cheap insurance companies for a 17 year old on a renault clio 1.2 dynamique...?

in england that is and i am lookin at the premium being around 1000

My brother got my friends car and got stopped for dwi and the car now is impounded. But the insurance?

But the insurance is under my friends brothers name cuz my friend dosent have a licence and his brother is not here. but i got a license what can we do to take the car out??

Why do auto insurance quotes change day by day?

I received a quote today online, then went back to the same quote today and it was $22.00 more. I didn't change any of my info. Why do these quotes vary day by day? Is there a particular time I should search for quote? Thanks in advance for your answers!""

How did mandatory car insurance effect prices upon gov requirements to have insurance to drive?

how did this government policy effect costs?

How much is anual car insurance aprox.?

car type walksvagen polo for young drivers around 25 who has not passed the test yet

What can car insurance sue me for?

About a month ago I was involved in a fender bender. I don't have insurance and I let the guy know that. He told me just to pay his deductable for the damages and we'd be done. He wouldn't report it to insurance or come after me for any damages. I paid him the $ for his deductable and didn't hear anything for a few weeks. Today I got a call from his insurance company claiming that they are coming after me for full damages. All of this after I paid him what he wanted. They are threatening to sue me for my car. My car is worth a lot more than the damages were to his. Can they do this? I'm not sure where to go from here.

Why is auto insurance through Geico so cheap?

Really cheap auto insurance?

Right now i'm paying about $130 a month for car insurance and I keep getting told thats kind of a lot. especially since I barely ever drive my car because I work right by my apartment and I don't go to college yet. I live in MN and was wondering if there was a car insurer that would be cheap?

""HELP, car insurance!?""

I am 15, going on 16, and I am looking into a Vauxhall Astra 1.6i 16V SXi 3dr Sport Hatch for around 4000. It's a car that is nice, but I could easily afford it due to my savings and work etc. I was wondering, when I am 17, how much would it cost me to insure the car at its cheapest?! This is an example of the car: http://www.autotrader.co.uk/classified/advert/201124390942785/sort/priceasc/usedcars/quantity-of-doors/3/body-type/hatchback/maximum-age/up_to_7_years_old/model/astra/make/vauxhall/radius/1501/postcode/bd181nt/keywords/sport%20hatch/page/1?logcode=p I am looking into this early so that I get a head start and can get everything sorted as soon as I'm legally aloud to drive. How much would it be to insure the car for a 17 year old male living in Bradford? Any help is appreciated, thank you!""

Where should we keep car insurance papers and license plate registration?

My husband and I live in Ontario and currently share one vehicle. He insists on keeping the insurance papers and plate registration in his wallet but if I need the car I have to get them from him each time (of course, if we get stopped we can be ticketed for not having the papers). The problem is, we are both extremely busy and sometimes forget to give them back to each other and find ourselves driving without the papers. My question is, where is the best place to keep these papers (I've heard you shouldn't keep them in the car in case its stolen) AND/OR are they valid if photocopied and one of us keeps THOSE copies in our wallet? I've heard that using a true copy, whatever that is, is accepted but that some police officers won't accept them at true if you're stopped. This is becoming a real problem for us...please help!""

""What insurance company is the best to work for,as an agent?""

Which insurance company is the best to work for as an agent?..Allstate,American Family,Statefarm,Nationwide...etc""

Which insurance company offers the cheapest car insurance for new and young drivers?

Can insurance companies automatically add new drivers to an existing policy?

I had my g1 (permit) and got my g2 (license). I called the insurance company to get a quote of how much more it is going to cost my dad (which is what I'm going to have to pay) and they are telling me that I have to notify them that my license is now a g2 class. They can't quote me until he calls them (he's at work) when my dad calls to confirm then they will change it automatically and add me. But I don't have a choice if I want to add or not (If I don't like the rate) can they forcibly add me to a policy even if I don't agree with the rate? kinda tricky to explain but I hope you understand what I'm saying and if not then I will add additional details as necessary.

Do you have NRMA car insurance?

If so, you may receive a phone call from people with overseas accents claiming to be from Australian Injury Helpline They will ask if you have had a car accident recently and then offer to get you injury compensation, even if you were not injured. A male caller may claim to be Garry from Aust. Injury Helpline. I received a call like this the day before yesterday and at first I though it was unfinished business from a minor accident i had in June last year in which there were no injuries. This is a scam. According to a worker at the genuine helpline, the scammers have somehow got a list of NRMA insurance customers and are auto-dialling them. They do not know what your name is and they do not know any details of any accident you may have had, or even if you have had one. If you receive such a call, the genuine helpline people would be grateful for any solid evidence you could give them. http://www.aussieinjury.com.au/""

Question regarding rental car insurance in the US?

Even though I don't live in the US I have a valid credit card issued in the US, I will be traveling to the US and renting a car I have asked and been told by the credit card company that using the credit card provides insurance. I have two questions: 1.- Would the insurance be valid even if I don't have a US driver licence? 2.- Would the car rental agency allow me not to purchase the insurance even though again I don't have a US drivers licence?""

What's the best way to maximize how much an insurance company will pay for my totaled car?

My well-loved 10 year old Honda Accord was hit today by another driver. Both the other driver and myself are OK but my car was totaled. The other driver's insurance company will be reimbursing me for my vehicle. But I'm afraid that what they will offer for my car will be less than its worth to me in running condition. What's the best way to maximize how much I'll be reimbursed?

Cheap car insurance for young people? (Liverpool)?

I'm attempting to get on the road, but it's not going so well. The cheapest I'm getting quoted for a small 1.0 - 1.4L car worth no more than a few hundred pounds is 6200GBP. And that's for TPFT. They won't insure me under a parents name. Even my mother is paying 1000 for a 1.6L Nissan on full NCD! Liverpool postcode. Is it actually possible to young people to get insurance?""

Where can I get affordable health insurance in Arkansas??

""Already expensive and soaring prices for the US health care, what can be done?""

Many folks just like you living either in Europe or Canada are paying much less in health care than us Americans. It was just a week ago I went to shop for dentist. In four different dentists each dentist give me a different quote, different prices when ALL of the services where the same. Something is wrong in this picture. I came to ask myself are doctors putting their own price tags on their services since they are NOT regulated. This is NOT about Democrat or Republican or any politics, it is a community asset that needs to be provided for the community in affordable prices like anybody else living outside the US. The notion that it is expensive in the US because of better services and top quality medicine is simply a hoax, because ALL MEDICATIONS contain the same ingredients, but different brand names. This is where government NEEDS to step in, and make sure nobody open up a business and put up their own price tags. Pharmacuetical companies may have spent MILLIONS to research and produce medicine but that should NOT all PAID by the consumers. Why should a patient pay for a money that is somehow added to your medical bills and medicine price because of pharmaceuticals research?. When it comes to college tuition and health care, everyone should put politics a side and draw a line between Capitalism and community assets. We elect our officials to provide us, secure us, and work for us, and when folks who only see making profit are more influential and more powerful than our elected officials than something must be done in here. Drugs made by US manufactures are sold to other countries for less than Americans can buy them. If nothing is done in here, I WILL DO SOMETHING, good or bad. Just to get results different than what we have today. Join me.""

What is a good life insurance?

Does anyone know a good life insurance that they would recommend? and would you recommened term or whole?

18 year old car insurance help!!!!!?

I am 18 years old, past my test back in april (2011) and I cant find any affordable car insurance!! :( Even with my parents as main drivers the cheapest im getting is around 7000... its ridiculous Has anyone found any cheap car insurance companies or ways of reducing premiums significantly?""

What are some cheap diesel cars to insure?

This is for my first car. I would prefer a diesel but the engine sizes are usually larger so what are some diesel cars with a small engine? Don't really care about the engine as long as its cheap to insure.

MA Small business required costs for insurance. To hard to find quotes.?

Making a pretend business plan for school and I cant find any prices that are needed for a graphic design business. What types of insurance would you recommend and whats the average costs? Thanks

""On average, how much would car insurance be for a 17 year old driver with a clean record?""

I have AAA right now, and I was wondering if there was anything out there that is just as good but cheaper.""

What is the best insurance policy for my llc business?

How i can get cheap insurance for my children?

Where can I get the cheapest car insurance?

I live in Toronto, Ontario Canada and I am looking to buy cheap car insurance. I have been driving for 30 years, any ideas, good websites, great companies? Your help is greatly appreicated.""

I want to start baby sitting do i need insurance?

im going to take a baby sitting course and use it to make a little extra money, i plan to go to the child's home to look after them in the evenings and i was wondering if i needed to get any sort of insurance. i like in the uk if that makes any difference.""

Can anyone tell me how much insurance would be for a 16yr old driving a black 1997 toyota supra?

Motorcycle insurance for a teenager?

I will be 19 in November and I want to get a Ninja 250R. I guess around a 2002, a starter bike. I was wondering (guess) how much it would cost.""

How much is insurance for a jeep wrangler?

ok, im 14 and im planning on buying a jeep wrangler in two years for my first car because i really like jeeps. but my dad says that insurance rates are high enough for jeeps already, but being a 16 year old guy would only make it worse. So i just want to know about how much it would cost a month to insure a jeep wrangler (not a newer model) with geico?""

How much will insurance cost for me?

I'm 18, Male, i'm going to be driving a rx8, And i live in Washington state. I know you can't tell me exact, But around how much.""

How much will i get from insurance company?

I got into an accident last weekend, and i just met with the apprasial guy from Nationwide(the guy who hit me insurance company). He said he is going to mail me a check and the amount is going to be his estimate..So im just wondering how much the check is going to be...There is about 8-9 scratches on my front bumper, and he said the garage is going to take off the bumper, repair it, repaint it, and then put it back on. So based on that, how much do you think the check will be? Car Details: Honda Accord EX 2000 Black Front bumper. Thanks in advance!""

Where is the best place for me to get car insurance?

My policy on Geico expired recently. Right now I'm trying to think of all the money I'll be saving without using Geico. Their rates were outrageous. Those cavemen are smart not to use Geico. Every lie has some truth in it. Anyway, I need to renew my insurance, and I'm fed up with Geico. Are there any other companies that are reasonable like Nationwide, State Farm, All State, Progressive, and whatnot?""

I was woundering what do you think is the cheapest auto insurance for first time liscence holders.?

How much would car insurance cost me???

Before I start calling for quotes, I would like to know approximately how much Im looking at to get car insurance in my name alone for 1 year. I need to know how much to put aside for it. Im female, 31 years old, I live in Queens, NY, will be buying a used car from a private seller, have NEVER had car insurance in my name, and Ive had my license for about 10 years. Also, why is it that when you request a quote online, they only give you an estimate for a 6-month policy? Does that mean you only pay insurance for 6 months or do you have to pay the 6-month premium 2x in that year? Thanks.""

Will a 'C' Licence make my insurance cheaper....?

I currently hold a normal car licence (I'm 18) But I passed my Category C test today. For those of you who don't know what a category C vehicle is. I doubt you will know the answer to the question so please don't make up some rubbish... Will this make my car insurance cheaper considering I can drive a vehicle about 5 times the size? Also, I'm hoping to get my Artic licence next year, Will this make my insurance go down even further? I mean for my car, I already know my Lorry insurance is going to be INSANE. But I've got in the army as a Driver anyway so that doesn't really matter.....""

Which insurance company offers the cheapest car insurance for new and young drivers?

https://www.linkedin.com/pulse/insurance-what-short-term-james-evans"

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jordm · 7 years ago

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Heartland 11x04 - How to Say Goodbye review

Quick recap incase you forgot whose who: Casey’s sister is Jen, whose husband, Curtis died (which also explains Casey’s absence); she has two children, Brick and Wyatt, who are also both thus Casey’s nephews.

TY & AMY

Ty brings an adorable Lyndy, who on her end was fascinated with the baby llamas apparently- to the reserve, where Bob mentions his friend Jonah. My first thought? Not again. Anyways, apparently these wolves are being shot at and Jonah is in BC rescuing them. The cull is out of control!

This is when Ty gets a call from a guy who wants Ty’s help, because he’s worked with wild Mongolian (with an asterisk) horses. I’m not going to comment at how clearly they aren’t Mongolian horses (google it- or go on facebook and read the comments) and it’s really a Fjord, since it’s been played been said but yeah. Pretty obvious. The guy wants Ty (and Amy’s) help on getting Attila into the crate for shipment back to Mongolia for breeding, as the breed is apparently a dying species, so to say. I did like to hear that they are keeping these horses as free and wild as possible before they need to somewhat tame them to ship them back. It’s a nice refreshing chance of pace of a storyline of someone wanting to tame them, when they shouldn’t.

As expected, Amy is able to find the solution to get Attila in the crate. Turns out he just didn’t want to leave his family, his mare and his son behind. Aw, family bonds really do have a hold in every living species! While at first, Attila resists the crate, Amy realizes that she can use scent to get Attila in his crate and subdued as well. i really enjoyed this storyline as it brought back memories of Amy doing the same thing for the foal back with Kit, as well as story lines of past where Amy was trying to get horses into trailers after bad accidents, used to the water again.. etc. It was also nice to see Ty supporting Amy like the past, even if he was looking a little concerned from the window that she was not being cautious enough.

End note: Did anyone else laugh at the fact that Amy literally took down the whole crate piece by piece to make the window and open the sides? I did not know the crate was put together like that.

When Ty visits Bob, Bob is clearly jealous that Ty is getting all these calls (ie from Jonah and about the Mongolian horses). YET, Bob is still ignoring Jonah’s calls by the end of the episode and only reluctantly agrees to go with Ty because they’re a team. Not that I blame Bob at all because Bob is the one who mostly works these wild animals, has a reserve, and brought the Mongolian opportunity to Ty last season- plus he’s older, so he also has more experience. But again, tin foil hats. And maybe him calling Ty had to do with the fact that he was married to miracle girl?

As discussed previously, this gave me major deja vu. Yes. I get that Graham wanted time off, and he has always had a few episodes off, so they needed something to get him away. However, here are some other perfectly fine suggestions, especially considering each episode is only a few days long, maybe a week maximum:

1. Visiting his mother with Lyndy, as a continuation of the storyline in the first block.

2. At a vet call out of province with Scott (you know, so he can pull his weight as partner?)

3. At a vet conference

4. Why do they even need a reason? Just make it so that he’s magically “at work putting in more hours” or “vet emergency” or “in the house, Lyndy is fussing” whenever to explain why he’s absent in the episode.

But whatever, as much as I hate the reason why he went, it really is Ty’s personality to go and be the hero and save all the animals. This really just made me feel bad for Scott (who just got Ty back after a years absence, thank you very much) and Cass (who has the pick up the slack again) and reinforces the fact that Scott should not have made Ty partner. He should have made Cass partner, because she apparently is never away and this would allow Ty more freedom to save the animals.

So, while I understand why they needed a reason to write Ty off, so to say, and this actually does fit his character personality. At least he’s only going to be a short plane ride away, still in Canada and he declined Jonah at first because he just couldn’t go and leave his family. My main criticism comes from not necessarily him going, but how his decision affects others, mostly Cass and Scott at the clinic. PLUS, didn’t they say last season that when Lyndy was born, he would be around and… now he’s not? Why is Amy is okay with this after 11x04 when they were so tired and sleep deprived?

Let’s just say if he wasn’t partner, I don’t think Ty going would be bad at all but because he is, and he just got back from a year off, I do think he should’ve thought harder about going/the consequences/let Bob just go instead of just listening to Amy.

GEORGIE

Georgie can’t get the last rail and is worried that Val will be pissed (and rightly assumed by the way) if she misses it. But that’s not all she’s worried about- Wyatt is back and permanently. This time with his brother and his mother… because his father died and she doesn’t know what to say.

The only thing and the best thing Georgie can do is to be there for him, be there for when he wants to talk, be there when he wants a distraction… just be his friend. And Wyatt? Wyatt is doing just great. No really, great, so great in fact he’s in denial. And totally over it. Unfortunately for Georgie, she prods a little too hard to get Wyatt to open up in the barn (which is good, but only when the person is ready), makes Wyatt push back at Georgie, since he still wasn’t ready to talk and unfortunately his little brother too.

In the end, Georgie is there when Wyatt finally breaks down (more below) and she manages to get second at the competition- successfully jumping the rail, with Val watching and for once looking happy.

WYATT AND BRICK

As I mentioned, Wyatt is doing great. And he’s totally over it. He pushes Georgie away when she pushes him to talk a little too much, and it’s when Amy opens up to Wyatt about losing her mom and the grief process that he seems to open up and be a little more receptive. Amy did the right thing here; she talked about her experience, with no expectation of Wyatt to open up back. She knows that grief happens in stages and different for each person, and it takes time. She doesn’t ask him how he’s feeling- she just tells him how she felt. In fact, he opens up more to Amy than to Georgie at first.

This leads Wyatt to push Brick away when all Brick wanted was his brother- and possibly the only person who knows exactly how he feels. Brick just wanted his brother’s company and support! Then, when Brick goes missing, Wyatt feels bad and it seems like he is finally started to realize the consequences and what maybe- causes him to process his grief.

Both Wyatt and Brick end up “breaking down” when they see Attila being driven away from his family in the crate. I loved this parallel and how seeing Attila being driven away from his family, probably for good, drew comparisons to the death of Wyatt and Brick’s dad; the father of the family going away, for good.

I also liked the last scene with Georgie just comforting Wyatt as they stood near the fence, being there for him. Sometimes words aren’t needed, just the company is more than enough.

Oh also. I totally ship Wyatt and Georgie.

JACK

Everything is okay with Lisa. Just peachy… oh and Jack is doing great. Not a problem that Lisa is so busy and has no time for Jack; or the fact that she seems to be avoiding talking to Jack. Nope, no problems here.

Eventually, when Jack has had enough (enough where he asks Tim over for dinner because no one is around!!), he follows Lisa outside and tells Lisa he needs her. Lisa fesses up that she’s had a horrible week and she didn’t want to burden him; a couple who was renting her house walked without paying, and her horse breeder she was going to sell to fell through. Jack argues that they’re married and they should be able to talk about it. They should be in this together.

As much as i hated seeing them argue, it was kind of refreshing. To see that they weren’t perfect; they do have their problems. AND it led to Lisa finally moving in with Jack because, guys… she needs him too! To that, I say, about time! They’re married and a little conventional never hurt anyone! I admit I also totally thought they lived together already, so oops. I do hope this means more Lisa in the future but i’m not holding my breath.

TIM & CASEY MOMENTS

Tim admitting he misses Casey who has been away a month taking care of Jen

“Well whose taking care of you”

- Tim’s response to Casey when Casey says she has to take care of her sister’s family

SONGS IN THIS EPISODE

Paper Glass and Cherry Cup- Cree Rider

Til the Goin’ Gets Gone - Lindi Ortega

NEXT EPISODE

Lou is back and so is Katie! … except she’s saying that Katie with her in NYC is a success, whatever that means and wants Georgie to go with her. Huh? Did I miss something? I thought she wasn’t living in NYC permanently?

#heartland #11x04 #hard to say goodbye #review

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